Specialty Insurance…

For the Toys, Trails, and Adventures That Make Life Fun

Whether you're towing your camper through the mountains, cruising the lake, or kicking up dust on an ATV, these aren’t just toys — they’re your freedom, your weekends, and your favorite way to unwind. We help protect them all with coverage that keeps the good times rolling.

Your RV, boat, or side-by-side isn’t just a vehicle — it’s how you explore, unwind, and make memories. But standard auto or homeowners insurance usually won’t cover the things that make your weekends great.

At TrailView Insurance Agency, we offer specialty coverage built for the way you adventure. We’ll help you protect against collision, theft, emergency lodging, equipment damage, and liability on the road, trail, or water — so your plans stay safe, wherever they take you.

Why Specialty Insurance Matters

Real-Life Risks for Weekend Warriors and Full-Time Explorers

  • Your camper breaks down hours from home, and you need emergency lodging

  • An ATV rolls over on public land and injures a rider

  • A motorcycle is damaged in storage or while trailering

  • A jet ski accident leads to property damage or medical bills

  • Your boat sinks during a storm at the marina

These aren’t rare — they’re real risks. Standard auto or home insurance won’t cover most specialty vehicles or recreational scenarios. The right policy ensures you’re protected from expensive surprises, whether you're on the road, off the grid, or in the water.

What Does Specialty Insurance Cover?

We offer flexible policies tailored to each type of recreational vehicle or toy — because your weekend setup deserves just as much protection as your daily driver.

Common specialty coverages include:

  • Liability coverage – Covers injuries or property damage you cause while using your RV, ATV, motorcycle, or boat

  • Collision & comprehensive – Protects your vehicle from crashes, theft, fire, and weather-related damage

  • Emergency expense coverage – Reimburses lodging and transportation if your RV or camper breaks down during a trip

  • Total loss replacement or agreed value – Especially important for high-value boats, motorcycles, and trailers

  • Personal property coverage – Protects gear, supplies, and valuables stored in your RV or boat

  • Uninsured/underinsured motorist – Covers you if you’re hit by someone with too little (or no) insurance

Not sure what coverage you need? We’ll walk you through it — and help you choose only what fits your lifestyle.

TrailView helps protect a wide range of recreational vehicles and lifestyle toys — because your off-the-clock moments deserve coverage, too.

We cover:

  • RVs and Travel Trailers

  • Fifth Wheels and Toy Haulers

  • Motorcycles and Scooters

  • Dirt Bikes and Dune Buggies

  • ATVs and UTVs

  • Boats, Jet Skis, Snowmobiles, and Personal Watercraft

  • Golf Carts

From weekend rides to cross-country road trips, we make sure your favorite ways to unplug don’t leave you financially exposed.

Contact Us…

Protect the Fun Before the Adventure Begins

Whether it’s a weekend on the lake, a mountain trail, or a cross-country haul, we’ll help make sure your favorite toys are covered before the fun ever starts.

Get in touch with TrailView Insurance Agency for a personalized specialty insurance quote — and head out knowing you're backed by coverage that goes the distance.